Long-Term Solutions, LLC

The Peace of Mind Specialists

We are an Independent Insurance Agency, which means we work for you not the insurance company.

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Knowing you need something is good. Getting it is better..

Our Founder
Jay Black

Founder/CEO
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Our team of dedicated professionals specializes in helping our clients better understand their options.

Client Services

Welcome to Long-Term Solutions, The Peace of Mind Specialists.

While everyone needs to have a life insurance policy, we recognize it’s easy to keep putting it off. The reality is having a life insurance policy truly does provide Peace of Mind. Many of our clients who, perhaps like you, put his off, tell us how relieved they are once they get a policy. Knowing their life insurance will prove the funds needed to cover their funeral and final expenses and avoid putting that burden on others, gives them a great deal of Peace of Mind

We are an independent agency specializing in permanent, final expense insurance. The significance of that to you is we’ve researched numerous insurance carriers and selected the best, saving you not only the need to research the carriers yourself but also allowing us to match you with the carrier that best fits your needs. Additionally, we do everything by phone eliminating the need for you to drive to an office and wait for someone to help you or, worse yet, have a pushy sales person who won’t take ‘No’ for an answer come to your home.

Life insurance can be confusing. Our job is to help you better understand the various types of insurance available as well as the advantages, disadvantages and cost of each, so you can make a more informed decision as to what’s best for you and your family.

If your health is less than ideal or you’ve been previously declined, as a result of being an independent agency, we’re almost always able to match you with a quality carrier able to offer you coverage and fit your budget. Our best recommendation is to take action now. Insurance companies don’t reward us for delaying. Cost is based upon your age and health when you apply. Once you have a policy, the cost never increases and the benefit never decreases. As they say, you’re never younger than you are today! And, our health tends to decline as we age. So, every year you put this off increases the cost of coverage and potentially makes it more difficult to get coverage if your health changes. We’d love the opportunity to earn your business and help you get the Peace of Mind you deserve.


Already have coverage? As a way of giving back, we happily provide free policy reviews helping people better understand the coverage they have and confirming they’re not overpaying which also provides Peace of Mind!

Smarter Decisions

Design template Our clients’ financial security & quality of life deserve the dedication, expert advice & personal attention.

Lifelong Protection

Documentation Affordable Burial insurance and Final Expense coverage we have options to fit your needs.

Specialized Advisers

 Our Team Who offer personalized solutions of high quality products and retirement planning services.